One of the most common incidents that will occur with motorcycles is theft. Unlike cars and trucks which can be difficult to move even without anti-theft protection, motorcycles are relatively easy to steal.
Don't Pay More for Motorcycle Insurance!
Because of their relatively low weight and size, it’s fairly simple for a group of thieves to grab and toss a motorcycle into a van or truck and take off in seconds.
Understanding how to prevent motorcycle theft will not only help keep your bike safe, it will also lower your bike insurance rates if you use the right preventative measures. Here are some tips to prevent motorcycle theft that will help secure your bike and turn away potential thieves.
Effective Motorcycle Theft Prevention:
Keep your Motorcycle in a Locked Garage: This is one of the simplest and easiest ways to prevent theft from occurring. By keeping your motorcycle in the garage, you are not only putting three walls and a large, secure door between the bike and potential thieves, you are keeping it out of sight as well. Thieves cannot take your motorcycle if they don’t know you have one.
Install an Anti-Theft System: This type of system prevents the motorcycle from being used by anyone except for the person with the right key or ignition starter. Such a system may shut down the bike totally, set off an alarm or do both. While this may not dissuade a determined thief, the very sight of an anti-theft system will turn away those who are looking for an easy target.
Use Two Different Locks: There are plenty of locks available for motorcycles, but using two of them may provide a real advantage as most thieves are usually only prepared to deal with one. While having two locks does cost extra and takes more time to secure your bike, those few extra seconds can be worth it as your motorcycle will look far less vulnerable.
Install a Kill Switch: This is sneaky, but a kill switch can really foil most thieves who are not prepared for such a device. Plus, you can simply remove the main fuse which will also kill the ignition.
Park in the Light: Thieves do not like to be seen when stealing a motorcycle, so if you can park it under a street lamp so that the world can see it is there. You may have to walk a little further, but it can really pay off as thieves will usually go for the bikes parked in darker places.
How Theft Prevention Lowers Insurance Rates?
Insurance companies understand that theft is one of the biggest statistical risks to motorcycle owners, so the more protections you put into place, the lower your premiums will be. Be sure to check with your insurance company as to what tips to prevent motorcycle theft will actually lower the rates. In this manner, you can keep your motorcycle and pay less for having it insured. Here you can read about all other factors which are considered by providers while determining motorcycle insurance premium.
All in all, having the right protection for your motorcycle will not only lower your rates, but help keep your bike from being taken. When you consider the low cost of some of these anti-theft measures, it can be well worth it in keep your motorcycle where it belongs.