When it comes to getting M1 motorcycle insurance, the first step is to obtain the M1 license necessary in the state of California. This article will help you to learn more about getting affordable motorcycle insurance with M1 license in California.
How to Get M1 Motorcycle License in California?
In California, there are two types or classes of motorcycle licenses, one is M1 and M2 that you can apply for. The M1 motorcycle license allows you to ride any type of motorcycle that has an attached motor or any scooter that is motorized. The M2 is more restricted as you are limited to a motorized bicycle, moped or scooter only.
In order to obtain your M1 license, you will need to visit your nearest California DMV office and complete the following tasks.
- Fill out the Driver’s License or ID Card Application (Form DL 44)
- Show Proof of Your Identity
- Pass the Written Test for California Motorcycle Drivers
- Pass a Motorcycle Skills Test or Basic Rider Course
- Pay the $33 Endorsement/Motorcycle License Fee
You will start by filling out the DL 44 form which you can do at the DMV or at home if you request it over the internet. In any case, once you fill out and complete the Form DL 44, you will turn it in to the DMV office. In addition, you’ll need to pass the vision test and show proof of identity which generally means a birth certificate or other recognized form of identification.
Once completed, you will now take the written M1 motorcycle test for California motorcycle drivers if you have not taken and passed one in the preceding year. Once you have completed and passed the written test, the next step is passing the skills test or basic rider course which demonstrates your abilities on the motorcycle. When that is passed, all you need to do is pay the $33 license or endorsement fee and you will be presented with an M1 motorcycle license.
Motorcycle Insurance with M1 License:
Once you have completed the tests and received your license, the next step is getting motorcycle insurance for M1 drivers. Most, if not virtually all insurance companies have motorcycle insurance for drivers with M1 licenses, so finding a policy that best suits your needs should be relatively simple.
The M1 motorcycle insurance cost will be based on a number of factors that include your age, driving experience, gender and whether you need full or comprehensive coverage or the state minimum for California. Learn more about the factors that determine motorcycle insurance.
The minimal amount of insurance required in California includes the following;
- Individual Injury/Death Coverage: $15,000
- Total Injury/Death Coverage: $30,000
- Property Damage Coverage: $5,000
What you may pay in terms of M1 motorcycle insurance cost may range from a few hundred dollars to $1,000 or more per year depending on a number of factors. In order to find motorcycle insurance with M1 license, you will want to look for a free quote from several different insurance companies and choose the one that best suits your needs. Motorcycle insurance with M1 license is fairly easy to find, but you’ll have to get the one that is right for you.