Usually motorcycle insurance is expensive at 19 as insurance companies consider young drivers up to 25 years very risky due to the higher number of auto insurance claims they make. However, here are some special tips for a 19 year old driver on how to reduce motorcycle insurance premium.
A Few Great Tips to Get a Cheap Motorcycle Insurance
The motorcycle riding season is just around the corner, and there is no better time to discuss some of the great tips that will help you save money on your motorcycle insurance. Here is just one the most popular money-saving motorcycle insurance tips:
If you decide to cancel your motorcycle insurance policy at the end of the motorcycle riding season, then it will not save you any money. Motorcycle insurance, in some states is just seasonal and the premiums can be seasonally adjusted.
If you cancel your motorcycle insurance for the winter season you will not get any of your premium refunded to you.
Tips You Can Take To The Bank For 19 Year Old Motorbike Rider
Are you a new rider? If so, then take a motorcycle training course because if you’re new to riding, especially if applying for motorcycle insurance for 19 year old, then taking an approved rider training course will help you to become a better rider and you will be eligible for a discount on your policy that will lower the price your motorcycle insurance premium.
Ride Your Motorcycle Carefully:
Multiple tickets and accidents can increase the price you will pay in motorcycle insurance coverage. Tickets will affect your insurance premium rates for up to 3 years and the accidents will always stay on your record for at least six months consecutively. With a bad motorcycle driving record, you will find yourself paying a much higher premium over the next few years.
Add Anti-Theft Devices to Your Motorcycle:
Anti-theft devices are designed for motorcycles and some insurance companies will provide you a discount if you have an approved anti-theft device installed on your motorbike.
Ride a Motorbike Less Costly to Insure:
The type of motorbike you choose to ride will affect your motorcycle insurance premium rate. Young riders will find that motorcycles designed as sport-bikes will carry a higher premium surcharge (making your insurance more expensive.) You should avoid those motorcycles that attract thieves; like a bike known to as a target will cost more in insurance definitely. Here are all available types of motorcycle insurance at 19.
Consider Other Factors:
Sometimes the size of engine and replacement cost of bike are used in part of calculation in your rate. It will be more expensive to cover a $25000 bike with an engine size of 1600 cubic centimeters (CC) than it will be to insure a $3000 motor-scooter with 50 cc size engine.
The Age discount:
A discount on your insurance will be offered to you as you pass certain age requirements. the qualifying age may differ from each insurer. Motorcycle insurance for 19 year old bike drivers will really be based on other factors like if you have taken a motorcycle driving safety course, if you have other insurance policies combined like vehicle or home.
An insurance broker can help you find a wholesale policy on some great discounted motorcycle insurance for a 19 year old motorbike rider.